Be ready to provide this information to help process your loan:
We Put the Happiness Back Into Home Loans
The process of buying a home should never be intimidating or frustrating. Our experienced mortgage bankers handle the entire process in-house and guide you every step of the way. Our Rate Guarantee and Close-On-Time Guarantee ensure you receive the special attention you deserve.
How Resource Helps
Our streamlined 5-day Process makes buying or refinancing a home incredibly fast and easy. Our in-house underwriters and decision-makers cut through the red tape quickly to solve problems and process your loan in five days.
Best Options
Conventional |
ConventionalConventional fixed mortgages have a set interest rate for the life of the loan. They also allow you to lock in a low interest rate. |
USDA Loan |
USDA LoanIf you’re buying a home in an area designated by United States Department of Agriculture (USDA) as a USDA rural area, you may qualify for a loan with low interest rates, no money down and 100% financing. |
Adjustable |
AdjustableAdjustable rate mortgages start you off with lower payments and may adjust to a new rate (higher or lower depending on the financial index) after a specified term. |
Home Renovation Loan |
Home Renovation LoanA home renovation loan allows you to borrow based on what your home is expected to be worth after the renovations are complete. This spreads the construction costs throughout the term of the loan. |
FHA Home Loan |
FHA Home LoanThe Federal Housing Authority (FHA) has programs to help homeowners with a lower qualifying income, low credit scores or a lack of credit history get a loan. |
Jumbo Loan |
Jumbo LoanIf your loan amount is higher than the conforming loan limit set by the Federal Housing Finance Agency, you may need a jumbo loan. Mortgage rates and down payments can be higher with stricter guidelines. |
VA Home Loan |
VA Home LoanThe Veterans Affairs (VA) loan is for active-duty service members, veterans and their family members. The loan has fewer restrictions and no down payment. |
Reverse Mortgage |
Reverse MortgageA reverse mortgage can be a smart financial option for seniors who want to tap into a portion of equity in their home to gain access to additional funds. |
Mortgage Checklist
- Your Social Security number
- Current pay stubs, or if self-employed, your tax returns for the past two years
- Bank statements for the past two months
- Investment account statements for the past two months
If you currently own real estate:
- Mortgage account information
- Home insurance policy information
- Home equity account information (if applicable)
How Much Home Can You Afford? What Will Your Payments Be Each Month?
Your Resource Mortgage Banker will help you understand the upfront costs associated with buying a home, including your down payment, home inspection and closing costs. They will also discuss the recurring expenses that include mortgage payments, private mortgage insurance, homeowners insurance and property taxes so you can create an accurate budget before you buy. This simple calculator can help.
Get Started on Your New Loan Today