Author Archive

More Millennials Are Buying Homes

August 6, 2018

More Millennials Are Buying Homes

In the second quarter of 2018, Millennials began buying homes in a big way. Despite the commonly-cited hurdles that include student debt, irregular and gig income and the high cost of living, today’s Millennials are finding their way to home ownership. A report from the US Census Bureau shows that home ownership rates among people […]

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The DOs and DON’Ts of getting a mortgage

June 15, 2018

The DOs and DON’Ts of getting a mortgage

Buying a house is a big deal. As the most important investment you’ll ever make, it should be a happy time, not a stressful one. At Resource Financial Services, our mortgage experts are here to guide you through the steps, eliminate stress and make the loan application process easier for you. We’ve created a checklist […]

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June is National Homeownership Month

June 15, 2018

June is National Homeownership Month

Owning a home matters. It can change lives and enhance futures. That’s what the National Association of Realtors wants us to know, and why they’ve designated June as National Homeownership Month. Becoming a homeowner is the classic American dream and a timeless value. Responsible home ownership has been cited as the key to building wealth […]

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Helping First Time Homebuyers

June 4, 2018

Helping First Time Homebuyers

You’re finally ready to stop paying rent and buy a home with a fenced backyard so Rover has more room to run around. But being a first time homebuyer can be intimidating, and you may have lots of questions about how the process works. Do not be discouraged. The experts at Resource Financial Services are […]

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Advice for Buyers and Sellers in the 2018 Housing Market

May 31, 2018

Advice for Buyers and Sellers in the 2018 Housing Market

As the weather heats up, so does the housing market. Now that we are halfway into 2018, we’ve identified two important factors for buyers and sellers in this year’s market: low inventory of homes and low mortgage rates. Low inventory. This means the supply of existing homes on the market is low, compared to the […]

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Meet Our Florida Office

May 30, 2018

Meet Our Florida Office

Our new blog series introduces you to the people who put happiness back into home loans, beginning with our office in Jacksonville, Florida. This team is always smiling. Maybe that’s because they live and work so close to the beach. Maybe it’s because they love what they do – helping people achieve the dream of […]

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Celebrating 50 Years of Fair Housing

May 30, 2018

Celebrating 50 Years of Fair Housing

The Fair Housing Act of 1968 marked its 50th anniversary in April, 2018. Through the Fair Housing Act, more Americans have obtained the dream of home ownership in neighborhoods of their choosing. The legislation makes it illegal for housing providers, realtors, mortgage companies and others to discriminate based on race, color, religion, national origin, sex, […]

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Why In-House Underwriting Is Key

April 5, 2018

Why In-House Underwriting Is Key

If you’re applying for a home loan, the underwriter is the behind-the-scenes person you may never see. But when it comes to approving your loan, he or she is the gatekeeper to approval. Mortgage loan approval rests on several things: income, credit history, debt ratios and savings. It is the underwriter’s job to ensure all […]

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Resource Grows With New Mortgage Bankers

April 5, 2018

Resource Grows With New Mortgage Bankers

Resource Financial Services is pleased to announce the addition of 10 experienced mortgage bankers to its growing team, positioning the full-service mortgage company to better serve their customers across the Southeast. In Florida, the company’s newest location in St. John’s added mortgage bankers Stephen Dwyer and Josh Lovely to the team. In North Carolina, the […]

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Want to Buy a Home in 2018? Start with Your Lender.

March 14, 2018

Want to Buy a Home in 2018? Start with Your Lender.

If one of your goals was to buy a home in 2018, the time to begin your search is now, before the spring rush begins and competition for the best homes heats up. Start by talking to your mortgage lender to get an idea how much home you can afford. Your mortgage banker can let […]

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