February 9, 2018
The costs of living on college campus are soaring. So are the rents in apartment buildings located near college campuses. According to The College Board, room and board on campus can average $11,526 a year for a private, non-profit four-year university. It’s only slightly cheaper at $10, 138 a year for an in-state, public four-year […]
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January 23, 2018
A new report from the nation’s largest multi-sourced property database shows that, depending on where you live, it is now more affordable to buy a median-priced home than it is to rent a three-bedroom home. The report from ATTOM Data Solutions shows this to be true in 240 of 447 counties, or 54% of the […]
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January 4, 2018
The Federal Housing Finance Agency (FHFA) recently announced that conforming loan limits are increasing for the second straight year. This means that even with rising home prices, there may still be affordable loan options for homebuyers. Based on the fact that average home prices have increased by 6.8% during the third quarter of 2017, the […]
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December 5, 2017
What will 2018 bring? As the calendar changes, so will mortgage rates that are still near historic lows. If you’re considering buying or refinancing a home, act now to lock in the lowest rate possible and make saving money your New Year’s resolution. Our experienced mortgage bankers will answer all your questions and get your […]
Read MoreNovember 2, 2017
Resource Financial Services, an independently owned full-service mortgage company serving the Southeast, is pleased to announce the addition of its new Regional Manager, new mortgage bankers and the opening of an office in Florida to broaden its service reach. Bryan Thompson leads the company’s expansion into northeast Florida as new Regional Manager for the Florida […]
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October 26, 2017
On Saturday, October 14, 2017, many members of Resource Financial Services participated in the 27th Annual Walk for Life to beat breast cancer in the Midlands of South Carolina. The team raised $1,130 for Palmetto Health Breast Center. Team members met at Spirit Communications Park and joined more than 7,000 walkers and runners. More than $697,000 […]
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September 20, 2017
Credit scores can be compared to your driving record. They take into account your years of past behavior, rather than just your present actions. It is best to maximize your credit score before you begin the process of buying a home, in order to qualify for and secure the best mortgage rate. Debts, including credit […]
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September 20, 2017
There are a few costs associated with taking out a mortgage. They include the interest rate, points, fees and other charges. The interest rate is the cost you will pay each year to borrow the money. It is a percentage rate and doesn’t reflect any other charges you may have to pay for the loan. […]
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September 19, 2017
By now you’ve probably heard that Equifax Inc. recently announced a cybersecurity incident potentially impacting 143 million consumers in the United States. The information accessed primarily includes names, Social Security numbers, birth dates, addresses and in some cases driver’s license numbers. Equifax has set up a site – equifaxsecurity2017.com – where you can check to […]
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July 28, 2017
The misconception that purchasing a home requires a 20% down payment may be keeping many millennials from the possibility of owning a home. A recent study in conjunction with Michigan State University found that 67% of millennials thought a 20% down payment was required to buy a home. In reality, the down payment for a […]
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