Great news for South Carolina’s public service heroes—SC Housing is making homeownership more affordable with the 2025 Palmetto Heroes Program through Resource Financial Services! This incredible program offers $10,000 in forgivable down payment assistance and low, fixed-rate mortgage loans to help those who serve our communities find a place to call home.
Who Qualifies?
If you work in public service, you may be eligible! The program is open to:
- Teachers
- Nurses
- Law enforcement officers
- Correctional officers
- Firefighters
- EMTs & Paramedics
- Veterans & Active-Duty Military
- National Guard Members
If you’re one of the hardworking professionals who keep our communities running, this program is designed to support you.
How It Works
The Palmetto Heroes Program is part of SC Housing’s First-time Homebuyer Program, which provides stable, low-interest rate mortgages. Funds are first-come, first-served, so buyers need to have an executed sales contract in place to qualify.
Mortgage rates for the program will be announced on Monday, March 24—so keep an eye out!
Why This Matters
Richard Hutto, SC Housing’s Executive Director, summed it up perfectly:
“For any of our community heroes who have been waiting for rates to come down, the wait is over. We hope this allows more of the people we rely on every day to become homeowners in the communities where they work.”
Owning a home isn’t just about having a place to live—it’s about building stability, wealth, and a future in the community you serve.
Don’t Wait—Funds Go Fast!
This program is super popular—last year, it used up most of its $50 million funding in less than a month! If you’re thinking about buying a home, now is the time to start the process. Contact your Resource Financial Services mortgage banker to get started. The program does have some income and first-time homebuyer requirements, so your Resource mortgage banker will go over all the details with you.
Not a Hero? No Problem!
If you don’t qualify for this program, We offer other homebuyer programs year-round. Whether you need down payment assistance or just want a great low-interest loan, we have options available to help you become a homeowner.
Ready to Get Started?
Call us toll-free at 877.797.4545 to speak with a mortgage banker or visit Resource Financial Services online at rfsmortgage.com or resourcevaloans.com to learn more.
Owning a home might be closer than you think—let’s make it happen! 🏡
Comments are closed.