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A recent study shows the class of 2017 graduated college with an average of $37,172 in student loan debt, a 6% increase from the previous year. These young people have since started jobs and many are ready to find their starter homes and begin having families. But with a significant amount of student loan debt, […]

In the summer of 2018, it’s still a seller’s market. The inventory of homes for sale remains low and, historically speaking, so are the mortgage rates. This competitive housing market puts sellers in the driver’s seat, which means buyers must come to the negotiating table fully prepared. How can you gain a competitive edge? Choose […]

In the second quarter of 2018, Millennials began buying homes in a big way. Despite the commonly-cited hurdles that include student debt, irregular and gig income and the high cost of living, today’s Millennials are finding their way to home ownership. A report from the US Census Bureau shows that home ownership rates among people […]

Buying a house is a big deal. As the most important investment you’ll ever make, it should be a happy time, not a stressful one. At Resource Financial Services, our mortgage experts are here to guide you through the steps, eliminate stress and make the loan application process easier for you. We’ve created a checklist […]

Owning a home matters. It can change lives and enhance futures. That’s what the National Association of Realtors wants us to know, and why they’ve designated June as National Homeownership Month. Becoming a homeowner is the classic American dream and a timeless value. Responsible home ownership has been cited as the key to building wealth […]

You’re finally ready to stop paying rent and buy a home with a fenced backyard so Rover has more room to run around. But being a first time homebuyer can be intimidating, and you may have lots of questions about how the process works. Do not be discouraged. The experts at Resource Financial Services are […]

As the weather heats up, so does the housing market. Now that we are halfway into 2018, we’ve identified two important factors for buyers and sellers in this year’s market: low inventory of homes and low mortgage rates. Low inventory. This means the supply of existing homes on the market is low, compared to the […]

Our new blog series introduces you to the people who put happiness back into home loans, beginning with our office in Jacksonville, Florida. This team is always smiling. Maybe that’s because they live and work so close to the beach. Maybe it’s because they love what they do – helping people achieve the dream of […]

The Fair Housing Act of 1968 marked its 50th anniversary in April, 2018. Through the Fair Housing Act, more Americans have obtained the dream of home ownership in neighborhoods of their choosing. The legislation makes it illegal for housing providers, realtors, mortgage companies and others to discriminate based on race, color, religion, national origin, sex, […]