Archive for the ‘Blog’ Category

Resource Financial Services Receives CCRA 2018 Affiliate of the Year Award

December 12, 2018

Resource Financial Services Receives CCRA 2018 Affiliate of the Year Award

Resource Financial Services received the Central Carolinas REALTORS® Association’s (CCRA) 2018 Affiliate of the Year Award on Thursday, December 7, 2018, at the CCRA’s annual holiday event at the South Carolina State Museum. The Affiliate Business Partner of the Year Award is given to an organization that goes above and beyond to support and promote the […]

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Why December may be the best month to buy a home

November 28, 2018

Why December may be the best month to buy a home

Does your holiday wish list include a new home? Housing industry experts say those who buy a home in December save the most money; sellers are ready to make a deal. Nationwide, December held seven of the top ten days where buyers snagged the best price discounts on a home purchase, making it the best […]

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Great News for Homebuyers in 2019: Loan Limits Increase

November 28, 2018

Great News for Homebuyers in 2019: Loan Limits Increase

Thinking about buying a home in the next year? You’re in luck. The Federal Housing Finance Agency (FHFA) announced yesterday that for the third straight year they will increase the limits for mortgages backed by agencies that cover the vast majority of the home loans issued in the U.S. In 2019 they will increase the limit […]

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Family Opportunity Loan – A Mortgage For Your Aging Parents

October 8, 2018

Family Opportunity Loan – A Mortgage For Your Aging Parents

Now there is a way to give back to your elderly parents that is also an investment opportunity for you. Resource Financial Services is proud to offer Fannie Mae’s Family Opportunity Loan, which allows you to purchase a property for your parents if they cannot qualify on their own credit. If you are interested in purchasing a […]

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How Will Divorce Affect Your Mortgage?

October 8, 2018

How Will Divorce Affect Your Mortgage?

Divorce is difficult enough without having to worry about how it will affect your mortgage. But with half of the marriages in the United States ending in divorce, it makes sense to consider how a potential split might impact the property you own with your spouse. The mortgage is usually the biggest liability a divorcing […]

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How To Buy A Home In Spite of Student Loan Debt

September 5, 2018

How To Buy A Home In Spite of Student Loan Debt

A recent study shows the class of 2017 graduated college with an average of $37,172 in student loan debt, a 6% increase from the previous year. These young people have since started jobs and many are ready to find their starter homes and begin having families. But with a significant amount of student loan debt, […]

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Prepare for the Fall Homebuying Season

September 4, 2018

Prepare for the Fall Homebuying Season

If you’re in the market for a home, it’s important to note that in a seller’s market like the one we are now experiencing, homebuyers must be prepared to make an offer quickly to increase your odds of getting the home you want. One important move will prepare you to make a solid offer: Be […]

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Why Choose A Local Mortgage Banker

August 6, 2018

Why Choose A Local Mortgage Banker

In the summer of 2018, it’s still a seller’s market. The inventory of homes for sale remains low and, historically speaking, so are the mortgage rates. This competitive housing market puts sellers in the driver’s seat, which means buyers must come to the negotiating table fully prepared. How can you gain a competitive edge? Choose […]

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More Millennials Are Buying Homes

August 6, 2018

More Millennials Are Buying Homes

In the second quarter of 2018, Millennials began buying homes in a big way. Despite the commonly-cited hurdles that include student debt, irregular and gig income and the high cost of living, today’s Millennials are finding their way to home ownership. A report from the US Census Bureau shows that home ownership rates among people […]

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The DOs and DON’Ts of getting a mortgage

June 15, 2018

The DOs and DON’Ts of getting a mortgage

Buying a house is a big deal. As the most important investment you’ll ever make, it should be a happy time, not a stressful one. At Resource Financial Services, our mortgage experts are here to guide you through the steps, eliminate stress and make the loan application process easier for you. We’ve created a checklist […]

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