April 5, 2018
If you’re applying for a home loan, the underwriter is the behind-the-scenes person you may never see. But when it comes to approving your loan, he or she is the gatekeeper to approval. Mortgage loan approval rests on several things: income, credit history, debt ratios and savings. It is the underwriter’s job to ensure all […]
Read More
April 5, 2018
Resource Financial Services is pleased to announce the addition of 10 experienced mortgage bankers to its growing team, positioning the full-service mortgage company to better serve their customers across the Southeast. In Florida, the company’s newest location in St. John’s added mortgage bankers Stephen Dwyer and Josh Lovely to the team. In North Carolina, the […]
Read More
March 14, 2018
If one of your goals was to buy a home in 2018, the time to begin your search is now, before the spring rush begins and competition for the best homes heats up. Start by talking to your mortgage lender to get an idea how much home you can afford. Your mortgage banker can let […]
Read More
February 9, 2018
The costs of living on college campus are soaring. So are the rents in apartment buildings located near college campuses. According to The College Board, room and board on campus can average $11,526 a year for a private, non-profit four-year university. It’s only slightly cheaper at $10, 138 a year for an in-state, public four-year […]
Read More
January 23, 2018
A new report from the nation’s largest multi-sourced property database shows that, depending on where you live, it is now more affordable to buy a median-priced home than it is to rent a three-bedroom home. The report from ATTOM Data Solutions shows this to be true in 240 of 447 counties, or 54% of the […]
Read More
January 4, 2018
The Federal Housing Finance Agency (FHFA) recently announced that conforming loan limits are increasing for the second straight year. This means that even with rising home prices, there may still be affordable loan options for homebuyers. Based on the fact that average home prices have increased by 6.8% during the third quarter of 2017, the […]
Read More
December 5, 2017
What will 2018 bring? As the calendar changes, so will mortgage rates that are still near historic lows. If you’re considering buying or refinancing a home, act now to lock in the lowest rate possible and make saving money your New Year’s resolution. Our experienced mortgage bankers will answer all your questions and get your […]
Read MoreNovember 2, 2017
Resource Financial Services, an independently owned full-service mortgage company serving the Southeast, is pleased to announce the addition of its new Regional Manager, new mortgage bankers and the opening of an office in Florida to broaden its service reach. Bryan Thompson leads the company’s expansion into northeast Florida as new Regional Manager for the Florida […]
Read More
October 26, 2017
On Saturday, October 14, 2017, many members of Resource Financial Services participated in the 27th Annual Walk for Life to beat breast cancer in the Midlands of South Carolina. The team raised $1,130 for Palmetto Health Breast Center. Team members met at Spirit Communications Park and joined more than 7,000 walkers and runners. More than $697,000 […]
Read More
September 20, 2017
Credit scores can be compared to your driving record. They take into account your years of past behavior, rather than just your present actions. It is best to maximize your credit score before you begin the process of buying a home, in order to qualify for and secure the best mortgage rate. Debts, including credit […]
Read More
Understanding Today’s Mortgage Rates: Is 3% Coming Back?
Many Veterans Don’t Know about This VA Home Loan Benefit
What To Expect from Mortgage Rates and Home Prices in 2025
Home Values Rise Even as Median Prices Fall
Donate Cold Weather Sleeping Bags and Warm Coats to Victims of Hurricane Helene