April 8, 2021
Becoming a homebuyer for the first time is the American dream. Reaching that goal requires determination and good planning, to develop good credit and save money for your down payment and closing costs. Fortunately, there are many loan programs designed to help first-time homebuyers. Some of these programs are specific to North Carolina, while others […]
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April 5, 2021
Frontline workers in South Carolina who are buying their first home may qualify for up to $12,000 in forgivable down payment assistance though the 2021 Palmetto Heroes Loan Program from SC Housing. As heartfelt thanks for these frontline workers’ long hours and dedicated service during the pandemic, SC Housing has set aside $50 million to […]
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March 30, 2021
For many years now, Raleigh, NC has been the up-and-coming area to be in. The region is consistently ranked as one of the best places to live in the US and it’s a great investment for first-time homebuyers. But you might be wondering: which are the best neighborhoods for first-time homebuyers in Raleigh, NC? We […]
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March 1, 2021
After spending the majority of the last year at home, many of us are thinking it doesn’t quite fit our needs anymore. Maybe it’s time for an upgrade. But should you renovate your home or sell it and look for a new home? Here are some points to consider when making your decision. What Needs […]
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February 3, 2021
With the new year starting most of us have new goals and aspirations we want to work towards, and with so much time spent at home, you might be thinking it’s time for a new house! But how to start saving up for a new home? We have gathered our best tips and important points […]
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January 27, 2021
According to a recent survey from Morning Consult, 28% of millennials who don’t already own homes are more interested in purchasing one because of the pandemic. While millennials have been known to delay home buying, the pandemic, combined with historically low-interest rates and the popularization of working from home seems to have millennials moving in […]
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January 21, 2021
The homebuying journey comes with a complete new language, new words and jargon that you may not have heard before. Getting acquainted with this homebuying lingo will help you understand the process better and communicate with your Real Estate Agent and Mortgage Banker more efficiently. Here are some of the main homebuying terms you should […]
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January 19, 2021
You’ve decided to buy a new home and now it’s time to apply for a mortgage loan, but what exactly will you need to qualify for a mortgage loan, and why? When mortgage lenders review your mortgage application, they will look at several factors: your credit history, debt, net worth, and also your income. Credit […]
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December 16, 2020
Resource Financial Services, Inc. has been approved by Federal Home Loan Mortgage Corporation (Freddie Mac) as a conventional mortgage lender. This distinction allows us to expand our wide range of mortgage solutions to meet our borrowers’ diverse needs. Freddie Mac also provides technology solutions that make the loan process simpler, faster and more accessible to […]
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December 9, 2020
As mortgage rates reached never before seen lows this year, homeowners rushed to refinance their homes and save money on their mortgage. However, according to a recent publication by Forbes, 18.9 million homeowners are missing out on the opportunity to refinance. These homeowners could save on average $297 per month by refinancing. Are you one […]
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