September 9, 2020
With what you currently pay for rent you may be able to pay for a mortgage and start building your equity. Today’s historically low mortgage rates make it an especially great time to stop renting and buy a home. Read on to learn why now is the best time to buy a house. Historically Low […]
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November 28, 2018
Does your holiday wish list include a new home? Housing industry experts say those who buy a home in December save the most money; sellers are ready to make a deal. Nationwide, December held seven of the top ten days where buyers snagged the best price discounts on a home purchase, making it the best […]
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September 4, 2018
If you’re in the market for a home, it’s important to note that in a seller’s market like the one we are now experiencing, homebuyers must be prepared to make an offer quickly to increase your odds of getting the home you want. One important move will prepare you to make a solid offer: Be […]
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September 19, 2017
By now you’ve probably heard that Equifax Inc. recently announced a cybersecurity incident potentially impacting 143 million consumers in the United States. The information accessed primarily includes names, Social Security numbers, birth dates, addresses and in some cases driver’s license numbers. Equifax has set up a site – equifaxsecurity2017.com – where you can check to […]
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May 24, 2017
Resource Financial Services answers homebuyers’ questions with a free mortgage guide. The mortgage professionals at Resource Financial Services help homeowners make informed decisions every day. What are the best loan options? How much home can I afford? What will my payments be? How long will it take to close my loan? If you are buying a […]
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April 6, 2017
Getting a mortgage loan may seem like a complicated and lengthy process involving many steps. But at Resource Financial Services we keep the process of buying or refinancing a home simple and quick for our customers. That’s important in today’s seller’s market when moving quickly can mean the difference between buying the home you love […]
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February 22, 2017
FHA loans are popular, especially for first-time homebuyers, because their requirements are not as strict as conventional loans. The loan is insured by the Federal Housing Administration (FHA) and comes with a down payment as low as 3.5%. An FHA loan also doesn’t require the borrower to have a high credit score. Think you might […]
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January 25, 2017
What makes some homebuyers more attractive to sellers than others? In a word: Pre-Approval. In a competitive marketplace, sellers know pre-approved buyers have the resources to make the purchase because the buyer has been through the pre-approval process and has the mortgage lender’s backing. This is important to the seller, because a pre-approval gives buyers […]
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August 11, 2016
If you’re like most homeowners, you’re excited about today’s extremely low mortgage rates and the opportunities they present to buy or refinance a home. You probably have lots of questions, but aren’t sure who to ask. You may even be confused by the various titles in the mortgage industry, wondering whether you should turn to […]
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July 11, 2016
If you’re taking advantage of today’s extremely low mortgage rates to buy or refinance a home, make another smart move and use a local mortgage lender. You will deal directly with the decision maker who can skip layers of bureaucracy to make your loan happen. Because local mortgage lenders do everything in-house – from application, […]
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